Your down payment doesn't have to come from your savings alone.
HomeFundIt lets family and friends gift toward your down payment — online, from anywhere — and you can stack grants up to $4,500 toward your purchase. Ana Cortez helps Texas buyers put it to work, and teaches real estate agents and loan officers how to bring it to their clients.
Free online training. Live sessions most Fridays, with a recorded version if you can't make one.
Down payment help for buyers
If you have people in your life who want to help you, you likely have more down payment than you think.
- Gifts from anyone — parents, grandparents, relatives, friends — given online.
- Stack grants up to $4,500 toward your purchase.
- Works with Conventional, FHA, VA, Jumbo, Renovation, AIO and more.
- No time limits while you raise your down payment.
Free HomeFundIt training
Engage buyers ahead of the competition, help them buy sooner, and earn the referral after the sale.
- The 6 HomeFundIt strategies that fill your pipeline.
- A custom-branded marketing portal for realtors.
- No time limits and no loan file needed.
- Live online sessions most Fridays, with a recorded version available.
How it works
Four steps from a first conversation to keys in hand.
Start with a pre-approval
Ana confirms which programs you qualify for, so your plan is built on real numbers instead of guesses.
See your HomeFundIt options
Find out what you could raise from gifts and which grants you can stack — up to $4,500.
People help you online
Family and friends contribute online. Ana walks you and them through exactly what's needed.
Close with confidence
Gifts and grants go toward your purchase, and Ana guides you all the way through closing.
Is this for you?
- You're buying your first home.
- Family or friends would love to help — they just don't know how.
- You'd rather not drain your retirement or emergency savings.
- You're looking at FHA, VA, Conventional, Jumbo or Renovation financing.
- You're self-employed and want a lender who reads your file properly.
What the free training covers
A live online training from CMG Home Loans for loan officers and real estate agents. Bring your team.
- Exclusive online down payment gifting from anyone — a game changer.
- How to stack grants up to $4,500 toward a purchase.
- Compatibility with Conventional, FHA, VA, Jumbo, Renovation, AIO and more.
- The custom-branded marketing portal for realtors.
- How to fill your pipeline with no time limits and no loan file needed.
- Weddings: a gold mine in plain sight.
Live sessions run most Fridays at 10 AM PT / 1 PM ET, and a recorded version is available if you can't attend. Register on the CMG page to see the current calendar.
Register for the trainingQuestions buyers ask
Is HomeFundIt a loan I have to pay back?
No. Gifts and grants aren't loans — they aren't repaid. Program guidelines and eligibility still apply, and Ana confirms what you qualify for before you count on it.
Can friends give, or does it have to be family?
With HomeFundIt, anyone can gift toward your down payment. The gift still has to meet your loan program's guidelines, which Ana checks with you.
Can I stack grants and gifts together?
Yes. The program is built for stacking grants up to $4,500 toward your purchase alongside gifts from the people in your life.
Which loan types work with HomeFundIt?
Conventional, FHA, VA, Jumbo, Renovation, AIO and more. Ana matches the program to the loan that actually fits your situation.
Will my loan documents be in Spanish?
Ana's service is fully bilingual — she explains everything thoroughly in Spanish — but the loan documents themselves are issued in English.
Do I need a loan file to attend the training?
No. The training is for real estate agents and loan officers who want to reach buyers earlier. There are no time limits and no loan file needed.
Talk to Ana
Ana Cortez is a bilingual Loan Officer in Celina, serving buyers across Texas — Prosper, Frisco, McKinney, Plano, Allen, Celina and beyond.
HomeFundIt is offered through CMG Home Loans, NMLS #1820 (Celina Branch NMLS #2900627). Gifts, grants and program eligibility are subject to guidelines and credit approval. This is not a commitment to lend. Ana Cortez, NMLS #693008, licensed in Texas. Equal Housing Opportunity.