The right loan for every chapter.

First-Time Homebuyer Loans

Step-by-step guidance, education, and program matching designed for buyers purchasing their first home in Texas.

• Low down payment options
• Credit-building strategies
• Education throughout

FHA Loans

Government-backed loans with flexible credit requirements and down payments as low as 3.5%.

• From 3.5% down
• Flexible credit
• Gift funds allowed

VA Loans

Exclusive benefits for active military, veterans, and qualifying spouses — including zero down financing.

• 0% down
• No PMI
• Competitive rates

Conventional Loans

Competitive rates and flexible terms for buyers with strong credit looking for traditional financing.

• From 3% down
• No upfront MI
• Fixed or ARM

Investment Property Loans

Financing for single-family rentals and small multi-units to help you build wealth through real estate.

• 1-4 unit properties
• DSCR options
• Portfolio growth

Down Payment Assistance

Texas-specific grants and bond programs that bridge the gap to homeownership for qualifying buyers.

• TSAHC & TDHCA programs
• Grant & bond options
• Forgivable structures

Self-Employed Programs

Bank statement and alternative documentation loans for business owners, 1099 earners, and entrepreneurs.

These products may have higher interest rates, more points, or more fees than other products requiring documentation.

• Bank statement loans
• 1099 income programs
• Asset-based options